Maternity with SWICA – reliable support at all times
Do you have a baby on the way, or have you already given birth? SWICA will support you through every stage of motherhood – from pregnancy and birth, to your life as a family. With guidance, advice and benefits that noticeably relieve the burden on you.
You're pregnant – what next? Guidance from the first moment on
Once they appear, they're unmistakeable: two pink lines on the pregnancy test in Rahel’s hand. Although this pregnancy wasn't unplanned, Rahel still feels overwhelmed with sudden feelings of joy and uncertainty, as well as lots of questions – and she feels a growing need for guidance.
At her first appointment, the gynaecologist confirms that she is pregnant. They discuss preventive examinations, ultrasounds and what happens next. Back home, Rahel reflects on the fact that being well informed provides a sense of security.
But she still has questions. What exactly will basic insurance cover? And is it worth taking out supplementary insurance?
Maternity and health insurance in Switzerland
Rahel registers with SWICA. Getting personal advice clears things up for her.
She finds out that maternity benefits are regulated by law in Switzerland.
Basic insurance: All medically necessary measures during pregnancy and childbirth are covered with no co-payment. This includes:
- Medical support before, during and after childbirth
- Preventive examinations
- Ultrasounds
- Blood tests
- Giving birth in a hospital or birthing centre
- Medically necessary breastfeeding advice
Supplementary insurance: SWICA may contribute towards additional measures depending on which supplementary insurance plan you choose.
These may include birth preparation courses or preventive options such as breathing and relaxation techniques or pregnancy exercises. For more comfort, such as a single room and free choice of doctor at the hospital, supplementary hospitalisation insurance policies offer semi-private to private options worldwide.
What you need to know: With supplementary hospitalisation insurance, maternity benefits are subject to a waiting period of 360 days.
Good support during your pregnancy
Feeling good about being well covered, Rahel organises her daily life around her pregnancy and takes advantage of the wide range of benefits that SWICA offers.
She attends a pregnancy exercise class once a week, as well as a birth preparation course with her partner to get answers to her questions and develop confidence in her body.
Birth preparation courses and health insurance
In a birth preparation course, expectant parents gain concrete knowledge about the phases of birth, breathing techniques, pain management and the postnatal period.
Basic insurance pays up to 150 francs towards birth preparation courses.
Alternative therapies, exercise and prevention
With Completa Top, Completa Forte or Praevita (which can only be taken out in conjunction with Completa Top or Completa Forte), SWICA contributes to the additional costs of birth preparation courses and other preventive measures and alternative therapies, depending on which supplementary insurance plan you choose.
When Rahel suffers from back pain, her midwife recommends acupuncture.
Targeted pregnancy exercises also strengthen muscles and circulation, prevent complaints, and promote body awareness.
SWICA contributes towards Rahel’s treatments under the Completa Top, Completa Forte and Optima supplementary insurance plans (Optima can only be taken out in conjunction with Completa Top or Completa Forte). This provides a combination of medical security and individual support – a mix that offers Rahel tangible relief, both physically and mentally.
Your advantages with SWICA
Benefits that provide targeted support during pregnancy:
Preventive examinations with no co-payment under basic insurance
Contributions to birth preparation courses
Support with pregnancy-related complaints
Contributions towards preventive measures
Comfort in a single room and free choice of doctor through supplementary hospitalisation insurance
Birth and your first few months as a family
When the contractions begin, Rahel is nervous – but prepared.
The birth goes well. Following the intensity of the first new days, a new phase begins:
everyday life as a family.
SWICA supports you: benefits after childbirth
After giving birth, Rahel’s world revolves around her baby’s wellbeing.
The focus for her and her partner, the new father, is on recovery, bonding and new routines.
SWICA helps the young family find their feet in their new daily life. This includes:
- Postnatal recovery courses
- Breastfeeding advice
- Baby swimming
- Vaccination advice
It's particularly important during this sensitive time to know exactly what benefits are covered by basic insurance and the various different supplementary insurance plans.
Personal advice provides clarity in this regard.
Did you know? Breastfeeding is good for both the mother and the child
Breast milk contains all of the important nutrients that babies need in the first four to six months of their lives.
It strengthens the body’s immune system and defences, and reduces both the child’s and the mother’s risk of various diseases.
SWICA supports breastfeeding mothers by paying out a breastfeeding allowance of 200 francs per child under its Completa Top and Completa Forte supplementary insurance plans.
Security in everyday family life – at all times
A few weeks after giving birth, Rahel experiences mild abdominal pain on a Sunday.
She feels very uncertain about what to do. She calls santé24.
A medical expert answers her most important questions, and arranges for a doctor to call Rahel. Together, they ascertain that her symptoms aren't serious.
Rahel is reassured to know that help is available, even outside office hours.
SWICA’s maternity benefits at a glance
From pregnancy to the first few years of your child’s life – all of the benefits, health services and additional benefits at a glance:
What our parents have to say.
SWICA’s maternity benefits at a glance
Frequently asked questions – pregnancy and maternity with SWICA
Pregnancy and maternity come with many new questions regarding benefits, insurance, and support for everyday life. Here you'll find the most important answers regarding maternity with SWICA, explained in simple terms, clearly summarised, and with a focus on what really matters in your situation.
