Optimise your premium and save money every month

SWICA offers you various ways of saving on premiums: you can switch basic insurance model while enjoying the same premiums. You can also benefit from lower co-payments if you have also taken out supplementary insurance with SWICA. Below you'll find more attractive options for optimising your premium.

Overview

Compare and optimise premiums

ZIP *

Date of birth*

Cut the cost of premiums without compromising on quality and enjoy a range of other favourable conditions.

Save on basic insurance

You can benefit from attractive premium discounts by choosing an alternative basic insurance model. By increasing the excess you can cut your premiums even further. SWICA also offers family discounts for children and young people.

More information

Save on hospitalisation insurance

Reduce your premium by increasing your co-payments or enjoy additional discounts of up to 64.6%* by choosing a Hospita-Flex-model.

*More information

Bewegung_Schwimmen_Freunde_See_Springen_k_fwxowj

Premiums based on your age when you joined

The premiums that most health insurers charge for supplementary insurance increase noticeably every five years. By basing its rates on your age when you buy the supplementary insurance, SWICA factors the time you have been insured into the premium calculation, rewarding you for your loyalty.

More information

Enjoy attractive combination benefits

Combine supplementary insurance with the Santé basic insurance model and benefit from lower co-payments and discounted hospitalisation insurance premiums. This Santé discount or a group discount can also be combined with a Benevita discount for further savings.

More information

Group discounts and sports contributions

Thanks to partnerships with numerous businesses and associations, their employees and members enjoy group discounts on supplementary insurance plans and annual sports contributions of up to 900 francs* (e.g. for tennis, rock-climbing, cross-country skiing, dancing or golf).

*More information

Special offers for recreation and health

Numerous day-trip destinations and offers are just waiting for you to discover them. SWICA customers can enjoy discounts and promotions from a wide range of health and recreation partners through the special active4life offers.

More information

Kunden_Unterwegs_Mann_Smartphone_Fahrrad_s_Freisteller_wschle

Benevita bonus programme

The more you do for your health, the more you get back. Thanks to the Benevita bonus programme, you can reduce the premiums for Completa Top, Completa Forte and Hospita supplementary plans by leading an active and healthy life.

More information

We will be happy to advise you

Would you like more information about SWICA or some personalised advice? Our Customer Services team will be happy to help you. Give us a call or send us a message using the contact form below.

+41 588 009 933

Contact form

What our customers have to say

Kunden_Unterwegs_Frau_Mann_Smartphone_s_vmkcw8

Recommend the number 1 provider and receive 100 francs

SWICA once again topped the rankings for excellent service in the 2025 surveys conducted by Comparis, bonus.ch, AmPuls and moneyland.ch. Are you a satisfied customer? Tell your friends and colleagues about SWICA’s high-quality service. You will receive a reward of 100 francs for each successful referral.

Recommend SWICA now